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Here's a tip for you. Every Black Friday, Saks has a spend $150 get a $75 gift card offer. If you have an Amex Platinum card you also get $50 free every 6 months at Saks, so you spend $150, get $50 back, and get a $75 gift card (not to mention lots of the items are on sale). So you spend $100 net and get a $75 gift card. Basically free money, except this last year the original thing I got was only $141 (discounted from $570 mind you), so I had to add in $10 burner socks, and then with the $75 gift card ended up getting a $185 shirt that was no good. Great deal!

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Max...it's not even lunchtime yet.

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